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In New York City, many residents are burdened by debt, credit report inaccuracies, and aggressive collection tactics. These financial struggles often result in legal disputes that require professional support. Figeroux & Associates, a top-rated debt collection and credit reporting law firm in Brooklyn, stands with consumers fighting back against unlawful practices. If you’re facing debt collection harassment, a credit report error, or a court judgment you never saw coming, call 855-768-8845 or visit www.askthelawyer.us.
Why Consumer Debt Litigation Is Rising in NYC
With the high cost of living and rising reliance on credit, more New Yorkers are facing:
- Harassment from debt collectors
- Errors on credit reports affecting housing or employment
- Unfair court judgments due to improper service
- Legal issues related to student loan repayment
Figeroux & Associates helps clients fight back, asserting their rights under consumer protection laws.
FDCPA Violations: Fight Abusive Debt Collectors
Under the Fair Debt Collection Practices Act (FDCPA), consumers are protected from harassment and deception by debt collectors. Yet violations are common:
- Repeated and threatening phone calls
- Misleading information about the debt
- Contacting friends or employers without permission
Figeroux & Associates is a trusted FDCPA violation lawyer in NYC, helping clients sue collectors who break the law and recover damages for stress, lost time, and harm to credit scores.
Credit Report Errors: Legal Help in Brooklyn and NYC
An inaccurate credit report can ruin your financial reputation. Credit reporting agencies and lenders often fail to update or correct records, violating your rights under the Fair Credit Reporting Act (FCRA).
Typical credit report issues include:
- Debts that were paid or discharged
- Identity theft entries or duplicate accounts
- Incorrect personal or account information
As an experienced credit reporting attorney in Brooklyn, Figeroux & Associates helps clients dispute errors, clear their credit history, and file lawsuits when credit bureaus fail to act responsibly.
Vacate Default Judgments Due to “Sewer Service”
If you’ve been hit with a default judgment and never received notice of a lawsuit, you may be a victim of “sewer service”—a practice where debt collectors falsely claim they served legal documents.
Figeroux & Associates regularly helps clients:
- File motions to vacate default judgments in NYC
- Reopen the case and assert valid defenses
- Protect their wages, bank accounts, and credit
With the right legal help, you can reverse these judgments and reclaim your financial standing.
Student Loan Debt Legal Representation
Student loan borrowers often face misleading servicing, unfair denial of repayment options, or deceptive practices by educational institutions. Figeroux & Associates assists with:
- Student loan disputes in NYC
- Navigating forgiveness and repayment programs
- Challenging servicer misconduct or contract violations
If you’re overwhelmed by student loans, the firm’s legal team can help you reduce or restructure your obligations and fight for fair treatment.
Why Choose Figeroux & Associates?
- 20+ years of experience in consumer protection law
- Successful representation in FDCPA, FCRA, and debt-related litigation
- Free consultations and contingency-fee representation
- Located in Downtown Brooklyn, serving all NYC boroughs
Contact Information:
Figeroux & Associates
26 Court Street, Suite 701
Brooklyn, NY 11242
Phone: 855-768-8845
Website: www.askthelawyer.us
Take Control of Your Financial Future with a Debt Collection Lawyer in NYC
Don’t let debt collectors, credit bureaus, or loan servicers violate your rights. If you’re dealing with harassment, incorrect credit data, or an unjust court judgment, Figeroux & Associates can help.
Contact a top-rated debt collection and credit report attorney in NYC at 855-768-8845 or visit www.askthelawyer.us to schedule your consultation. Your credit and peace of mind are worth fighting for.
