How Filing for Bankruptcy Can Help Your Sex Life
When we think of bankruptcy, we often associate it with stress, financial ruin, and an overwhelming sense of defeat. However, many people don’t realize that filing for bankruptcy can actually…
Chapter 7 vs. Chapter 13 Bankruptcy: How Life Circumstances Affect Your Decision
By Brian Figeroux, Esq. In today’s economic climate, financial instability is a growing concern for many individuals. Rising costs of living, inflation, job loss, and personal hardships such as divorce…
Protecting Your Bank Account from Debt Collectors: Understanding the Exempt Income Protection Act (EIPA)
By Brian Figeroux, Esq. If a court determines that you owe money to an individual or a company, the creditor or debt collector may attempt to collect the debt by…
What to Do If You Are Sued for Credit Card Debt: A Step-by-Step Guide
By Brian Figeroux, Esq. Receiving a lawsuit notice for credit card debt can be stressful and overwhelming, but it’s important to remain calm and take action quickly. Ignoring the lawsuit can…
The Answer to Minorities Best Option With Debt Problems: Chapter 7 Bankruptcy
By Brian Figeroux, Esq. Chapter 7 bankruptcy is the simplest and quickest way to erase most debts, yet many people avoid it due to misconceptions, fear, and bad advice. Here’s why:…
When Should Someone Avoid a Debt Consolidation Loan? Alternatives to Consider
By Brian Figeroux, Esq. Debt consolidation loans can be a useful financial tool for combining multiple debts into a single, manageable payment. However, they are not always the right solution…
Checking Divorce Status & Obtaining Divorce Judgment Copies in NY
Divorce is a complex legal process that involves multiple steps, including filing paperwork, court approvals, and final judgments. Once a divorce is finalized, many people need to check the status of…
Risks of Improper or Late Divorce After Marriage-Based Green Card
Divorce is a complex legal process, but it becomes even more complicated when one spouse has obtained a green card (permanent residency) through marriage. The timing of the divorce and how…
Risks of Choosing Uncontested Divorce Over Contested Divorce
Divorce is a significant legal and financial decision that requires careful consideration of its long-term consequences. In New York State (NYS), couples can choose between uncontested and contested divorces, depending on whether they agree…
How to File an Uncontested Divorce in NY: A Step-by-Step Analysis
Divorce can be a stressful and complicated process, but an uncontested divorce in New York offers a faster and less expensive alternative to traditional litigation. In an uncontested divorce, both spouses agree…