What Will Happen to My Home, Car, or Business Assets in Bankruptcy?
One of the most common and stressful questions people ask before filing for bankruptcy is: “Will I lose my home, my car, or my business?” The short answer? Not necessarily.…
The Exploitation of Consumers by Car Dealerships Selling Overpriced Lemons at High-Interest Rates
By Esther Claudette Gittens The dream of car ownership often turns into a financial nightmare for many unsuspecting consumers. Across the United States, predatory car dealerships exploit vulnerable buyers by…
Why Debt Consolidation is Not the Best Option for Minorites
By Brian Figeroux, Esq. Debt consolidation is often promoted as a simple solution for individuals struggling with overwhelming debt. However, for many, especially minorities, debt consolidation might not be the best option.…
How Trump’s Tariffs Could Mean Rising Costs for Families
By Bedassa Tadesse, THE CONVERSATION | Editorial credit: bella1105 / Shutterstock.com Get ready to pay more for avocados, maple syrup and – well – almost everything. The U.S. officially imposed new 25% tariffs on Canada and Mexico on March…
Discharging Student Loans Through Chapter 7 Bankruptcy in NYC
By Brian Figeroux, Esq. Discharging student loans through Chapter 7 bankruptcy in New York City in 2025 is a complex process that requires careful navigation of legal procedures and a…
How Filing for Bankruptcy Can Help Your Sex Life
When we think of bankruptcy, we often associate it with stress, financial ruin, and an overwhelming sense of defeat. However, many people don’t realize that filing for bankruptcy can actually…
Chapter 7 vs. Chapter 13 Bankruptcy: How Life Circumstances Affect Your Decision
By Brian Figeroux, Esq. In today’s economic climate, financial instability is a growing concern for many individuals. Rising costs of living, inflation, job loss, and personal hardships such as divorce…
Protecting Your Bank Account from Debt Collectors: Understanding the Exempt Income Protection Act (EIPA)
By Brian Figeroux, Esq. If a court determines that you owe money to an individual or a company, the creditor or debt collector may attempt to collect the debt by…
What to Do If You Are Sued for Credit Card Debt: A Step-by-Step Guide
By Brian Figeroux, Esq. Receiving a lawsuit notice for credit card debt can be stressful and overwhelming, but it’s important to remain calm and take action quickly. Ignoring the lawsuit can…
The Answer to Minorities Best Option With Debt Problems: Chapter 7 Bankruptcy
By Brian Figeroux, Esq. Chapter 7 bankruptcy is the simplest and quickest way to erase most debts, yet many people avoid it due to misconceptions, fear, and bad advice. Here’s why:…